Rent and Mortgage Assistance Available in Key West

Renters and homeowner in Key West are urged to take advantage of funding being distributed through Monroe County as a result of the CARES Act. Anyone who is behind in their rent or mortgage payment due to the Covid-19 pandemic is eligible.

Although the county is distributing the funding, anyone living within any Monroe County municipality is eligible.

Applications are available at City Hall, 1300 White Street, at the front desk. Then processed at the Gato Building on Simonton St.

Anyone who rents or owns in the Florida Keys may be eligible. Anyone who has been economically impacted due to COVID-19 is eligible and the level of assistance will be looked at individually and will be based on need.

Documents needed for eligibility include the application, a copy of the applicant’s driver’s license or identification card, a lease or deed in the name of the applicant, a statement from the landlord or bank showing the applicant is behind in payments, and a notarized self-certification of income and assets.

Of the $838,000, Florida Housing Finance Corporation set aside $638,069 to help those who fall under the 120 percent area medium income range, meaning a single person can make $84,600 or less, or $120,840 per year for a family of four. The County moved $200,000 in CARES Act funding to help those who may not qualify under those conditions. The application will apply for both funding sources.

The application packet is also available at www.monroecounty-fl.gov/covidhousingassistance. Once completed with the proper documents, it can be returned via email, fax, or to drop boxes located at the social services office at the Tradewinds Shopping Center in Key Largo, the Marathon Senior Center/Meal Site, or the Gato Building in Key West. Additional funding for rental and mortgage assistance as well as a business assistance program may be made available at a later date.

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